Kathleen Whale

As a first time home buyer, Sharryn has been wonderful in walking me through all the steps of obtaining finance, and in making sense of the whole process. She is very easy to chat with, quick to respond to any messages and was also exceptionally patient with the endless questions I had. Sharryn was so efficient she had everything organised and ready before I even knew I needed it. Sharryn was recommended to me by others who had used her services in the past and I would not hesitate to recommend her as well. Thanks to her, I am now happily in my own home and finally living the dream. 

I really do appreciate all the help Sharryn  gave me, and know that I could rely on her again in the future.


I have been with Sharryn now for several years. I have found Sharryn to be very helpful and professional. Sharryn explains things easily, has encouraged me and her help has allowed me to be in a stable financial position. Not bad for a self-employed single Mum!


Sharryn has assisted me numerus times over the years with refinancing my home loan and, most recently, a new home loan for the purchase of my new house.

Sharryn has always been extremely helpful and is able to explain the process to me in a way that I am able to easily understand. The process of applying for a new home loan can be stressful but Sharryn ensures it's very manageable and provides regular advice and updates along the way.

Sharryn is always easy to contact and goes out of her way to ensure open communication.

I have recommended Sharryn to family and friends and would not hesitate to do so for those looking for a reliable finance broker.

Tammy Hickey

Sharryn has assisted me in the past to refinance my home in Canberra, going above and beyond to keep me updated with the best interest rates and finance options. Recently we moved to QLD, and Sharryn was able to again secure me a home loan, working together online couldn't have been smoother. Sharryn is on top of everything before you even have to ask, making the whole process stress free and fast moving. I will continue to refer anyone I can to Sharryn no matter their location, she is able to help, and I will obviously be using Sharryn again in the future.

Kerry and Vicki Clifford

After a lifetime of moving from location to location due to military postings, we finally settled into our forever home here in Canberra with our boys in 2007. Having since retired as senior Army Officer, and with our two boys now starting their own families, we have both been keen to help them establish their own homes. 

Young people trying to establish their own families into their own properties remain challenged despite current low interest rates.  The disaster that was 2020 hit our family particularly hard as work dried up almost entirely for both our boys. We were therefore very grateful when a veteran friend in the real estate business recommended we speak to Sharryn Huggett about drawing on equity in our current home to assist our kids into their own properties.  We own our own place, but we were breaking new ground by exploring options to build a second residence alongside our family home whilst also helping our second son and his partner to build their own home deposit.  Quite the challenge and a lot of minefields to avoid...

Despite having to conduct all our business via email, phone and video due to Covid-19 social distancing, Sharryn patiently led us step-by-step over time through a range of issues and options that resulted in a great financing outcome.  Once the finance application was filed, she followed up regularly with the chosen bank and ensured that the process went smoothly and efficiently all the way.  Settlement of funds into our bank was surprising fast once the process was initiated.

The new build starts soon, and 2021 is looking very bright all round. In conclusion and with the highest of recommendations, we couldn’t be happier with Sharryn’s fantastic support.


As a first-time home buyer, I felt very supported by Sharryn to secure the right home loan. She guided me with specific and timely advice and demonstrated her extensive experience in the process. She assisted me with straightforward and understandable explanations of financial terminology and she was available to answer my many questions. Her open and friendly nature made her a pleasure to deal with.  I would highly recommend her to anyone looking for a mortgage broker.

Anne and James

My husband and I recently acquired the services of Huggett Enterprise and were fortunate enough to work with Sharryn. She was also recommended to us by a good friend who has known her for almost 20 years. We found Sharryn to be extremely knowledgeable and committed to helping us obtain the best possible product on offer. There was no question too silly or too hard that with her extensive experience and knowledge she was not able to answer confidently and made us feel at ease. Sharryn made what could have been a very stressful situation seem smooth and straight forward. We have no doubt that we will be asking for her services again and no hesitation to recommend her to our family and friends.


I have been utilising the financial services of Sharryn for over 20 years and have always found her to be helpful and very professional. In recent years I have myself moving from the residential lending world into the commercial lending world and Sharryn has been a fantastic help providing me with the right loans for the right situation. She takes a lot of stress out of potentially stressful situations with her dedication and calm manner. I would have no hesitation recommending her for all types of lending.

Chris and Karen

Once in a while you get the opportunity to really show your appreciation for the great work of some people: this is one such occasion.

Karen and I have known Sharryn for close on two decades during which she has been instrumental in arranging and coordinating all of our various home loans including investments.  She is meticulous in her selection of new loans that come onto the market, tailoring them specifically for her customers. Her management of loan applications, becoming more and more complex each year, is second to none taking the stress and processing requirements off the customer, which she attends to personally. In addition, even when the loans have settled she always follows up with either a phone call or email to see if we are satisfied and that all new banking and loan arrangements are in place: something very rare to many of our banking fraternity.

We would recommend Sharryn to any new customers, as I know she will give her 100% to meet or exceed their new loan requirements.

Trevor & Lesley

Sharryn provides a level of vision and understanding to her customers, which is rare in today’s financial sector and we would highly recommend her as a mortgage broker.

Sharryn has been our Mortgage Broker for more than 5 years for both acquisition and refinancing activities.  During this time she has provided a high level of professionalism, advice and insights which have been invaluable in allowing us to achieve our real estate goals. Sharryn always takes the time to ensure that we have a thorough level of understanding of the processes and outcomes, she does this with an easy going manner and is always a pleasure to deal with.

Georgina & Andrew

Sharryn has now made it possible for us to not only purchase our first home, but also to get an investment property much sooner than we ever thought would ever be achievable. She’s always made time for us as a client, working transparently at every step of the journey so that we feel fully informed. Her clear explanations and guidance around different options available has provided us with confidence that our mortgage is the best possible for our situation. We are thrilled with the advice and support that we’ve received and will definitely recommend her to anyone else looking to get into the property market.


After Sharryn was recommended to me some years ago, I have never looked back. I have no hesitation to continue to do the same for others who could benefit from her services. To be able to place such trust and confidence with Sharryn, is so important to my "peace of mind". Once making contact with Sharryn you know it is always going to be a smooth transition. No query is too big or too small. Sharryn has a personality that comes across as more of a "family member", I value her advice and never feel pressured in any way. I can move forward to retirement knowing Sharryn always has my best interests at heart.

Kayla and Tony

Sharryn is genuine. You don't find that often in a broker. She is honest, extremely trustworthy and open when it comes to her advice and processes. I have recommended Sharryn to everyone who I know and always will. She has helped me buy two houses. Her attitude and friendly services will always have us coming back. Thanks Sharryn!!!


Sharryn was my first time speaking to a mortgage broker and made my experience seamless, especially in times of COVID-19 where communication could only happen via tele conference. I was always hesitant to trust someone else with my expenses to make the right choice for me. Sharryn guided me through out the whole process and made an effort to help me understand the savings I would make now and into the future. Sharryn gave me the confidence and trust that I needed when making an important and valuable decision with my finances.

Donna and Rodney Ray

Sharryn Huggett was referred to us by a friend. Were very unhappy with our current bank and knew we had to make a change. Sharryn helped us to refinance our current loans, both home and investment property.

Sharryn made really for us to make the change. Initially all the information required was quite overwhelming, but Sharryn made it easy and helped us to understand and complete all the paperwork that was needed by the bank. Sharryn got to know us and asked about mine and my husband's short and long term goals. We don't have a lot in our retirement portfolio and we wanted to work out how we could make it work better for us and make it grow, as we have limited work years ahead of us,

Sharryn took us through various loans, interest rates etc. and showed us, within our income, how we could restructure our loans to suit our lifestyle, whilst still focusing on our future goals and retirement. Sharryn's idea's and examples assisted us to fully understand what we needed to do to reduce our debit and build wealth in our current properties, whilst giving us ideas for the future. Sharryn was honest and provided us with her expertise.

Rod and I will definitely remember Sharryn if we do plan to build another investment property and we would be happy for Sharryn to be a part of our journey and we would be happy to refer Sharryn's details to anyone that is looking for a new loan.

Clive Jones

Sharryn has been our mortgage broker for a number of years. She was recommended by friends and we have since recommended her to others on numerous occasions. She has always been a pleasure to work with and demonstrates extensive knowledge of the various loans and products and strives to achieve the best fit for our requirements. We have, once again, just refinanced our home loan and are now enjoying the benefits of lower repayments. Sharryn is always available to answer our queries and simplifies the often complex processes and forms, meaning it is not something we put off until later because it is all too difficult. Thankyou Sharryn!


I first met Sharryn in 2015, when we set out a plan to renovate my home, build equity and set myself up for the future.  I am thrilled with what we have been able to achieve in such a short time.  She helped me navigate the overwhelming amount of information, and through her expertise, we found the most effective financial solutions for my circumstance.  Most importantly, I found Sharryn to be patient, knowledgeable and empathic during each step of the process.

Carolyn Ellis

I have known Sharryn for many years and she is my go to person when I want to re-arrange my finances.  Sharryn helped me build my investment portfolio which has ensured my retirement will be comfortable and sooner than expected.  Her help, professionalism and always being available to answer my questions, has made all my financial transactions flow effortlessly and without incident.  Sharryn has now helped my next generation by ensuring my daughter was able to get her foot into the real estate market.   I have absolutely no hesitation in recommending her to family, work colleagues and friends, as I know they will be getting the best in the business.


Sharryn was recommended to us by the real estate agent. Immediately, I knew she was going to be successful in finding us a loan. Not just any loan but one best suited to our circumstances. She put in real effort and time into our case and explained the various options available to us. I am very thankful that I met her and I am more than happy to recommend her services to anyone who needs them. 



Sharryn made me feel confident about going through a process that was unfamiliar to me. She supported me navigate the ins and outs of a property sale and purchase. When I felt challenged and uncertain, Sharryn would explain things and reassure me of the process. She was patient with me. She was professional. Thank you for keeping things together when I was falling apart!


Dr Chris

Sharryn was honest and straightforward with us from the start. We felt that we were in good hands and that maybe buying a house wouldn't be so difficult after all. Actually, by the time the loan was approved, we were flabbergasted by how quick and easy Sharryn made the whole process for us. Without a doubt, she will be my go to person for my future financial endeavours and I would be more than happy to direct my friends and family in her direction in theirs. 


Sharryn helped me buy my dream home. When you are with her, you can rest assured that you are in good hands she will guide you in the right direction. She is honest, efficient and understands your goals. She will work together with you achieve those goals. I will definitely ask for her help next time and I am more than happy to recommend her expertise to anyone seeks financial advice. 

Wayne Lear CFP, SSA

As a trusted advisor in the Wealth Strategy business it is critical to have strategic partners who are aligned with similar values, ethics and has their primary motive of putting client interests first.  Sharryn Huggett demonstrates all those qualities and it is therefore with no hesitation that I refer my clients to her for residential mortgages, commercial mortgages and Self-Managed Superannuation Fund Limited Recourse Borrowing Arrangements.

Sharryn’s depth and breadth of knowledge in regards the structuring of mortgages is second to none. She thinks of things less experienced do not. Sharryn has saved my clients thousands of dollars in the proper restructure of their loans and for that I am truly grateful. I highly recommend her for any mortgage funding issues you may have.

Andrew and Diana Stewart - Director & CEO

Andrew & I first met Sharryn in 2007, we were full of hopes & dreams, Sharryn took this information & turned it into a reality, our business has been running with its highs & lows for over 10 years, Sharryn’s been there the whole way, Sharryn’s background wealth of knowledge & experience in business has assisted us in keeping on track, Sharryn’s calm, steadfast approach, availability & analytical expertise has seen us weather through some stormy times, our portfolio has grown past our original expectations, we’re honoured to show our appreciation in writing to allow others the same opportunity as we’ve had.

To you Sharryn, your fantastic listening skills paid off & for all of the above, we thank you! For going above & beyond, for being there every step of the way, for having patience with us, we’re looking forward to many more great years ahead with you by our side.

Sandy and Walter McIntyre - Business Manager

The best thing we ever did was make a phone call to Huggett Enterprises after we received a fantastic referral. Since that call 6 months ago, Sharryn has assisted us with refinancing our home mortgage which improved our finanical standing immensely, as well as chattel mortgage's for our company vehicles. Sharryn was able to see what our ultimate goals were and establish a plan of action within an appropriate time frame for which we can achievebly meet.

No longer do we have excessive repayments, but moreso, we feel like we have gained extensive experience and knowledge in what Sharryn has to offer, and how she is willing to share and work for and with us.

Jen and Chris Keen 

I have been a client of Sharryn's for 14 years. She helped me purchase my first home at the age of 23 in 2002, then 3 more properties in the following years. She also facilitated the lease on equipment for our cleaning business. We recently refinanced our mortgages and again Sharryn did an amazing job.

Her industry knowledge is second to none, and Sharryn has always made herself available to me, day or night, for advice. After 14 years I trust Sharryn explicitly and have no hesitation recommending her services to anyone.

Anita Dutney

I have known Sharryn Huggett for about 15 years when I was first introduced to her by a real estate agent. My husband and I were looking at buying an investment property and we went to our local bank manager who suggested we purchase one property. We then met with Sharryn who sat down with us and discussed our plans for our future and she suggested we purchase two investment properties.

This was after she diligently went through our finances with us to give us the confidence that we could actually afford two properties. This was quite a scary adventure for us as this was pushing us outside our comfort levels, but it was the best thing we have ever done! Two more properties later, we feel are in a good place for our retirement and if it wasn’t for Sharryn we would probably still be sitting with the one property the bank suggested we purchase.

Sharryn has also been there to help our friends and children.

Karen Broadhurst

Sharryn has been amazing, we were using another broker who told us we couldn't borrow any more money to purchase another investment property. I called Sharryn, as she was recommended to me and she was able to get another $600,000. We have a very complicated portfolio as it involves family members and all our properties were intertwined, Sharryn was able to separate our loans and we had cash left over.

She advised us through the whole process and held our hands on many occasions. Sharryn is professional all the way however she is a friend as well. Sharryn also keeps you on track and doesn’t forget you as many other brokers do. I have recommended Sharryn to friends who have also recommended her to others.

Michelle Carraro

I was recommended to Sharryn for her mortgage broking services in the middle of a very stressful period buying and selling our home/s. We had already been rejected by one bank for our refinance. Sharryn calmly took on our case, and together we had the paperwork and application done in days. Sharryn was meticulous in making sure we had EVERY piece of paper required, thus ensuring a smooth application process.

Her extensive experience in the financial industry was a huge asset, reassuring me and keeping me updated throughout. Sharryn clearly cares for her customers and takes a genuine interest in the outcome. Thanks to Sharryn, we got approval for our loans and were able to secure our dream home. She remains our broker, and she has been advising me on other areas of our financial life, which has been fantastic.

I can't recommend her highly enough and have already referred her to friends and family. I will be forever grateful we found her when we did and she obtained the outcome for us we desperately wanted, our beautiful new family home.

Karam Singh BEcon, DipFP - Wealth Strategist

Sharryn is an outstanding broker who is always ready to listen and assist clients in delivering the best possible outcome, no matter how difficult the circumstances are. She is able to simplify the most complex process around broking and able to explain with much ease the rationale behind every decision.

We like the independence that Sharryn provide in her advice given that she is not linked to any particular financial institution thus allowing her to always act in the best interest of the client. All of our clients which we have referred to Sharryn have the highest level of praise and commendation for her outstanding work.

Maritta Heiler

Sharryn Huggett was really helpful! From our first meeting she was asking about mine and my husband's short and long term goals. As we are trying to grow our retirement portfolio and have limited work years ahead of us, I explained that we wanted to maximize opportunities towards growth with a view to generating income in the future. Sharryn took me through a few different loans, interest rates etc. and showed me, with our budget, how we could rearrange our loans to suit our needs exactly. Jeff and I were blown away! We didn't think it was possible.

Sharryn explained in 'our language' a lot of things that another broker wouldn't have taken the time to do. It is difficult, in this day and age, to get into a bank to organise a mortgage but Sharryn really took the stress out by fitting in with our busy schedule. We found Sharryn to be punctual, pleasant, polite and professional. With a sound knowledge of products and services, listening and considering our needs, Sharryn was able to give prompt precise information. Being adaptable and flexible with our various financial scenarios, Sharryn's suggestions and additional information assisted our understanding of what is required to remain in the property market.

Sharryn prides herself in being totally honest when guiding her clients. She made a point of not telling me what I wanted to hear, but rather the facts. We will definitely remember Sharryn next time we are looking at any form of loan. Plus I will be passing on her details to anyone that is looking for a new loan.

Vicki Vince

I approached Sharryn Huggett to assist us with refinancing our mortgage and possibility of a loan for our son to purchase an investment property. Her friendly manner, knowledge and professional advice made the process very simple. Sharryn stayed in contact with us from start to finish and remains in contact should we need any further advice after the loans were settled. Sharryn has given invaluable financial advice about seeking a loan to our children for purchasing their first homes and starting up a business.  I can't speak highly enough of Sharryn Huggett and would recommend Huggett Enterprises to anyone seeking a Finance Broker.