@import url("https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.5.2/css/all.min.css");

:root {
  --navy: #162d4d;
  --navy-2: #0f223b;
  --blue: #0a74ba;
  --blue-soft: #eaf5fb;
  --green: #62a744;
  --green-dark: #4c8e34;
  --ink: #1d2733;
  --muted: #617082;
  --line: #dce6ee;
  --soft: #f4f8fb;
  --white: #ffffff;
  --shadow: 0 18px 44px rgba(17, 42, 68, 0.12);
  --shadow-soft: 0 12px 30px rgba(17, 42, 68, 0.08);
  --radius: 22px;
  --radius-sm: 14px;
  --container: 1180px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Arial, Helvetica, sans-serif;
  font-size: 16px;
  line-height: 1.6;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

button {
  cursor: pointer;
}

.container {
  width: min(100% - 40px, var(--container));
  margin-inline: auto;
}

.skip-link {
  position: absolute;
  top: -60px;
  left: 16px;
  z-index: 30;
  padding: 10px 14px;
  border-radius: 10px;
  background: var(--navy);
  color: var(--white);
}

.skip-link:focus {
  top: 14px;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  border: 0;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, 0.97);
  border-bottom: 1px solid rgba(220, 230, 238, 0.9);
  backdrop-filter: blur(12px);
}

.header-inner {
  min-height: 78px;
  display: grid;
  grid-template-columns: 220px 1fr auto;
  align-items: center;
  gap: 22px;
}

.brand img {
  width: 170px;
}

.site-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 26px;
  color: var(--navy);
  font-size: 0.94rem;
  font-weight: 700;
}

.site-nav a {
  padding-block: 8px;
}

.site-nav a:hover,
.site-nav a:focus-visible {
  color: var(--blue);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 14px;
}

.phone-link {
  color: var(--navy);
  font-size: 0.94rem;
  font-weight: 800;
  white-space: nowrap;
}

.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: var(--white);
}

.nav-toggle span:not(.sr-only) {
  display: block;
  width: 20px;
  height: 2px;
  margin: 4px auto;
  background: var(--navy);
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 11px 20px;
  border: 1px solid transparent;
  border-radius: 999px;
  font-weight: 800;
  line-height: 1.1;
  transition: background 0.2s ease, border-color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
}

.button:hover,
.button:focus-visible {
  transform: translateY(-1px);
}

.button-primary {
  color: var(--white);
  background: var(--green);
  box-shadow: 0 10px 22px rgba(98, 167, 68, 0.24);
}

.button-primary:hover,
.button-primary:focus-visible {
  background: var(--green-dark);
}

.button-secondary {
  color: var(--navy);
  background: var(--white);
  border-color: var(--line);
}

.button-secondary:hover,
.button-secondary:focus-visible {
  border-color: var(--blue);
  box-shadow: var(--shadow-soft);
}

.hero {
  position: relative;
  overflow: hidden;
  padding: 70px 0 62px;
  background:
    radial-gradient(circle at 8% 15%, rgba(98, 167, 68, 0.12), transparent 28%),
    linear-gradient(135deg, #f7fbff 0%, #eef7fb 46%, #ffffff 100%);
}

.hero::after {
  content: "";
  position: absolute;
  right: -120px;
  bottom: -180px;
  width: 480px;
  height: 480px;
  border-radius: 50%;
  background: rgba(10, 116, 186, 0.08);
}

.hero-layout {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 0.88fr) minmax(520px, 1.12fr);
  align-items: center;
  gap: 54px;
}

.eyebrow {
  margin: 0 0 12px;
  color: var(--blue);
  font-size: 0.76rem;
  font-weight: 900;
  letter-spacing: 0.11em;
  text-transform: uppercase;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  max-width: 600px;
  margin-bottom: 18px;
  color: var(--navy-2);
  font-size: clamp(2.3rem, 4.1vw, 4.05rem);
  line-height: 1.04;
  letter-spacing: -0.045em;
}

h2 {
  margin-bottom: 15px;
  color: var(--navy-2);
  font-size: clamp(2rem, 3vw, 3rem);
  line-height: 1.08;
  letter-spacing: -0.035em;
}

h3 {
  margin-bottom: 10px;
  color: var(--navy-2);
  font-size: 1.18rem;
  line-height: 1.25;
}

.hero-lead {
  max-width: 600px;
  color: var(--muted);
  font-size: 1.12rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
}

.hero-gallery {
  min-height: 560px;
  position: relative;
}

.hero-image {
  position: absolute;
  margin: 0;
  overflow: hidden;
  border: 8px solid var(--white);
  border-radius: 28px;
  background: var(--white);
  box-shadow: var(--shadow);
}

.hero-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-image figcaption {
  position: absolute;
  left: 16px;
  bottom: 16px;
  padding: 8px 12px;
  border-radius: 999px;
  color: var(--navy);
  background: rgba(255, 255, 255, 0.9);
  font-size: 0.82rem;
  font-weight: 800;
  box-shadow: var(--shadow-soft);
}

.hero-image-large {
  inset: 42px 94px 28px 0;
}

.hero-image-small {
  width: 250px;
  height: 172px;
}

.top-card {
  top: 0;
  right: 0;
}

.bottom-card {
  right: 22px;
  bottom: 0;
}

.quick-paths {
  padding: 22px 0;
  background: var(--white);
  border-block: 1px solid var(--line);
}

.quick-path-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.quick-path-grid a {
  display: grid;
  grid-template-columns: 92px 1fr;
  align-items: center;
  gap: 14px;
  min-height: 92px;
  padding: 10px 12px;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: var(--white);
  color: var(--navy);
  font-weight: 800;
  box-shadow: 0 6px 16px rgba(17, 42, 68, 0.04);
}

.quick-path-grid a:hover,
.quick-path-grid a:focus-visible {
  border-color: rgba(10, 116, 186, 0.45);
  box-shadow: var(--shadow-soft);
}

.quick-path-grid img {
  width: 92px;
  height: 68px;
  border-radius: 12px;
  object-fit: cover;
  background: var(--soft);
}

.section {
  padding: 86px 0;
}

.section-white {
  background: var(--white);
}

.section-soft {
  background: var(--soft);
}

.section-heading {
  margin-bottom: 34px;
}

.section-heading p {
  color: var(--muted);
}

.split-heading {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(300px, 0.75fr);
  align-items: end;
  gap: 34px;
}

.split-heading p:last-child {
  margin-bottom: 4px;
  font-size: 1.04rem;
}

.centre-heading {
  max-width: 760px;
  margin-inline: auto;
  text-align: center;
}

.goal-showcase {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 18px;
}

.showcase-card {
  position: relative;
  grid-column: span 2;
  max-height: 390px;
  overflow: hidden;
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: var(--shadow-soft);
}

.showcase-card.wide-card {
  grid-column: span 3;
}

.showcase-card img {
  width: 100%;
  height: 100%;
  min-height: 390px;
  object-fit: cover;
  transition: transform 0.35s ease;
}

.showcase-card:hover img {
  transform: scale(1.035);
}

.showcase-card::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(15, 34, 59, 0.02) 36%, rgba(15, 34, 59, 0.76) 100%);
}

.showcase-card div {
  position: absolute;
  z-index: 1;
  left: 24px;
  right: 24px;
  bottom: 24px;
  color: var(--white);
}

.option-card span,
.resource-card span {
  display: inline-block;
  margin-bottom: 8px;
  color: var(--blue);
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.07em;
  text-transform: uppercase;
}

.showcase-card span {
  display: inline-block;
  margin-bottom: 8px;
  color: var(--white);
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.07em;
  text-transform: uppercase;
}

.showcase-card h3 {
  max-width: 520px;
  margin-bottom: 0;
  color: var(--white);
  font-size: 1.35rem;
}

.option-tabs {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px;
  margin-bottom: 30px;
}

.tab-button {
  min-height: 40px;
  padding: 9px 16px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: var(--white);
  color: var(--navy);
  font-size: 0.92rem;
  font-weight: 800;
}

.tab-button.is-active,
.tab-button:hover,
.tab-button:focus-visible {
  border-color: var(--blue);
  color: var(--white);
  background: var(--blue);
}

.options-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.option-card {
  display: flex;
  flex-direction: column;
  overflow: hidden;
  border: 1px solid rgba(220, 230, 238, 0.88);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: 0 10px 28px rgba(17, 42, 68, 0.06);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.option-card:hover,
.option-card:focus-within {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}

.option-card.is-hidden {
  display: none;
}

.option-card > img {
  width: 100%;
  aspect-ratio: 16 / 10;
  object-fit: cover;
  background: var(--blue-soft);
}

.option-card > div {
  display: flex;
  flex: 1;
  flex-direction: column;
  padding: 22px;
}

.option-card p {
  margin-bottom: 18px;
  color: var(--muted);
}

.option-card a {
  margin-top: auto;
  color: var(--blue);
  font-weight: 900;
}

.option-card a:hover,
.option-card a:focus-visible {
  color: var(--green-dark);
}

.image-band {
  padding: 24px 0;
  overflow: hidden;
  background: var(--navy-2);
}

.band-track {
  display: grid;
  grid-auto-flow: column;
  grid-auto-columns: minmax(230px, 1fr);
  gap: 14px;
  width: min(100% - 40px, 1320px);
  margin-inline: auto;
}

.band-track img {
  width: 100%;
  height: 150px;
  border-radius: 18px;
  object-fit: cover;
  opacity: 0.94;
}

.process-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(0, 1fr);
  align-items: center;
  gap: 58px;
}

.process-media {
  position: relative;
  min-height: 520px;
}

.process-media img {
  position: absolute;
  border: 8px solid var(--white);
  border-radius: 28px;
  object-fit: cover;
  box-shadow: var(--shadow);
}

.process-primary {
  inset: 0 70px 94px 0;
  width: calc(100% - 70px);
  height: 426px;
}

.process-secondary {
  right: 0;
  bottom: 0;
  width: 270px;
  height: 190px;
}

.steps {
  display: grid;
  gap: 14px;
}

.step-item {
  display: grid;
  grid-template-columns: 42px 1fr;
  gap: 16px;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: var(--white);
}

.step-item span {
  display: grid;
  width: 42px;
  height: 42px;
  place-items: center;
  border-radius: 50%;
  color: var(--white);
  background: var(--green);
  font-weight: 900;
}

.step-item h3 {
  margin-bottom: 4px;
  font-size: 1.04rem;
}

.step-item p {
  margin: 0;
  color: var(--muted);
}

.adviser-section {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(135deg, rgba(22, 45, 77, 0.96), rgba(17, 63, 99, 0.92)),
    var(--navy);
  color: var(--white);
}

.adviser-section h2,
.adviser-section h3 {
  color: var(--white);
}

.adviser-section p {
  color: rgba(255, 255, 255, 0.78);
}

.adviser-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(420px, 0.86fr);
  align-items: center;
  gap: 60px;
}

.adviser-copy {
  max-width: 600px;
}

.tick-list {
  display: grid;
  gap: 10px;
  padding: 0;
  margin: 24px 0 28px;
  list-style: none;
}

.tick-list li {
  position: relative;
  padding-left: 28px;
  color: rgba(255, 255, 255, 0.86);
}

.tick-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.46em;
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: var(--green);
  box-shadow: inset 0 0 0 4px rgba(255, 255, 255, 0.24);
}

.adviser-media {
  position: relative;
  min-height: 600px;
}

.adviser-photo {
  position: absolute;
  right: 0;
  top: 0;
  width: 360px;
  height: 500px;
  object-fit: cover;
  border: 8px solid rgba(255, 255, 255, 0.95);
  border-radius: 28px;
  box-shadow: 0 28px 60px rgba(0, 0, 0, 0.26);
}

.adviser-asset {
  position: absolute;
  left: 0;
  bottom: 0;
  width: 330px;
  height: 240px;
  object-fit: cover;
  border: 8px solid rgba(255, 255, 255, 0.95);
  border-radius: 24px;
  box-shadow: 0 20px 48px rgba(0, 0, 0, 0.24);
}

.resource-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.resource-card {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: var(--shadow-soft);
}

.resource-card img {
  width: 100%;
  aspect-ratio: 16 / 10;
  object-fit: cover;
}

.resource-card > *:not(img) {
  margin-inline: 22px;
}

.resource-card span {
  margin-top: 22px;
}

.resource-card p {
  margin-bottom: 24px;
  color: var(--muted);
}

.contact-section {
  padding: 88px 0;
  background:
    linear-gradient(90deg, rgba(244, 248, 251, 0.96), rgba(244, 248, 251, 0.68)),
    url("assets/img-luxury-home.svg?v=aspire-20260618") center / cover no-repeat;
}

.contact-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(420px, 0.74fr);
  gap: 52px;
  align-items: start;
}

.contact-copy {
  max-width: 570px;
  padding: 34px;
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.88);
  box-shadow: var(--shadow-soft);
}

.contact-details {
  display: grid;
  gap: 10px;
  margin-top: 26px;
}

.contact-details a {
  color: var(--navy);
  font-weight: 600;
}

.contact-form {
  display: grid;
  gap: 16px;
  padding: 28px;
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: var(--shadow);
}

.contact-form label {
  display: grid;
  gap: 7px;
  color: var(--navy);
  font-size: 0.92rem;
  /*font-weight: 800;*/
}

.contact-form input,
.contact-form select,
.contact-form textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fbfdff;
  color: var(--ink);
}

.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
  outline: 3px solid rgba(10, 116, 186, 0.16);
  border-color: var(--blue);
}

.form-note {
  margin: 0;
  color: var(--muted);
  font-size: 0.86rem;
}

.site-footer {
  padding: 48px 0 28px;
  background: var(--navy-2);
  color: var(--white);
}

.footer-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 230px 230px;
  gap: 46px;
}

.footer-layout img {
  width: 210px;
  margin-bottom: 14px;
  padding: 10px;
  border-radius: 12px;
  background: var(--white);
}

.footer-layout p,
.footer-fineprint p {
  color: rgba(255, 255, 255, 0.72);
}

.footer-layout div {
  display: grid;
  align-content: start;
  gap: 8px;
}

.footer-layout strong {
  margin-bottom: 6px;
}

.footer-layout a,
.footer-layout span {
  color: rgba(255, 255, 255, 0.78);
}

.footer-layout a:hover,
.footer-layout a:focus-visible {
  color: var(--white);
}

.footer-fineprint {
  margin-top: 32px;
  padding-top: 20px;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
}

.footer-fineprint p {
  margin: 0;
  font-size: 0.86rem;
}

@media (max-width: 1100px) {
  .header-inner {
    grid-template-columns: 190px auto auto;
  }

  .site-nav {
    gap: 18px;
  }

  .phone-link {
    display: none;
  }

  .hero-layout,
  .process-layout,
  .adviser-layout,
  .contact-layout {
    grid-template-columns: 1fr;
  }

  .hero-gallery,
  .process-media,
  .adviser-media {
    min-height: 520px;
  }

  .quick-path-grid,
  .options-grid,
  .resource-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .split-heading {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 880px) {
  .header-inner {
    grid-template-columns: 1fr auto;
    min-height: 72px;
  }

  .brand img {
    width: 190px;
  }

  .nav-toggle {
    display: block;
    justify-self: end;
  }

  .site-nav {
    grid-column: 1 / -1;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 8px 0 16px;
    border-top: 1px solid var(--line);
  }

  .site-nav.is-open {
    display: flex;
  }

  .site-nav a {
    padding: 12px 0;
  }

  .header-actions {
    grid-column: 1 / -1;
    display: none;
    padding-bottom: 18px;
  }

  .header-actions.is-open {
    display: flex;
  }

  .hero {
    padding-top: 46px;
  }

  .hero-gallery,
  .process-media,
  .adviser-media {
    min-height: auto;
  }

  .hero-gallery {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
  }

  .hero-image,
  .process-media img,
  .adviser-photo,
  .adviser-asset {
    position: relative;
    inset: auto;
    right: auto;
    bottom: auto;
    width: 100%;
    height: auto;
  }

  .hero-image-large {
    grid-column: 1 / -1;
  }

  .hero-image img,
  .process-media img,
  .adviser-asset {
    aspect-ratio: 16 / 10;
  }

  .hero-image-small {
    width: auto;
    height: auto;
  }

  .process-media,
  .adviser-media {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
  }

  .adviser-photo {
    aspect-ratio: 4 / 5;
  }

  .goal-showcase {
    grid-template-columns: 1fr 1fr;
  }

  .showcase-card,
  .showcase-card.wide-card {
    grid-column: span 1;
  }

  .showcase-card,
  .showcase-card img {
    min-height: 330px;
  }

  .band-track {
    overflow-x: auto;
    grid-auto-columns: 250px;
    padding-bottom: 8px;
  }

  .footer-layout {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 660px) {
  .container {
    width: min(100% - 28px, var(--container));
  }

  h1 {
    font-size: clamp(2.05rem, 12vw, 2.8rem);
  }

  h2 {
    font-size: clamp(1.85rem, 9vw, 2.35rem);
  }

  .section {
    padding: 64px 0;
  }

  .hero-actions,
  .header-actions {
    align-items: stretch;
    flex-direction: column;
  }

  .button {
    width: 100%;
  }

  .quick-path-grid,
  .options-grid,
  .resource-grid,
  .goal-showcase,
  .process-media,
  .adviser-media,
  .contact-layout {
    grid-template-columns: 1fr;
  }

  .quick-path-grid a {
    grid-template-columns: 110px 1fr;
  }

  .quick-path-grid img {
    width: 110px;
    height: 76px;
  }

  .hero-gallery {
    grid-template-columns: 1fr;
  }

  .hero-image figcaption {
    left: 12px;
    bottom: 12px;
    font-size: 0.78rem;
  }

  .showcase-card,
  .showcase-card img {
    min-height: 310px;
  }

  .contact-copy,
  .contact-form {
    padding: 22px;
  }

  .step-item {
    grid-template-columns: 36px 1fr;
    padding: 16px;
  }

  .step-item span {
    width: 36px;
    height: 36px;
  }
}


/* Expanded Huggett Finance SkyPage revisions */
    /* Revision: Goal Showcase cards display as six equal 50% cards. */
    .goal-showcase {
      display: grid;
      grid-template-columns: repeat(2, minmax(0, 1fr));
      gap: 24px;
      width: 100%;
    }
    .goal-showcase .showcase-card,
    .goal-showcase .showcase-card.wide-card {
      grid-column: auto !important;
      width: 100%;
      max-width: none;
    }
    .goal-showcase .showcase-card img {
      display: block;
      width: 100%;
      height: clamp(220px, 26vw, 360px);
      object-fit: cover;
    }
    @media (max-width: 760px) {
      .goal-showcase {
        grid-template-columns: 1fr;
      }
    }

    /* Revision: standalone CTA bar replacing the old Quick Finance Pathways grid. */
    .cta-bar {
      background: #258eb4;
      background: var(--cta-bg, #258eb4);
      color: var(--cta-text, #ffffff);
      padding: 34px 0;
    }
    .cta-bar-inner {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 28px;
    }
    .cta-bar-copy {
      max-width: 760px;
    }
    .cta-bar h2 {
      color: inherit;
      margin: 0 0 8px;
      font-size: clamp(1.35rem, 2.1vw, 2rem);
      line-height: 1.16;
    }
    .cta-bar-copy > div,
    .cta-bar-copy p {
      margin: 0;
    }
    .cta-bar .cta-button {
      flex: 0 0 auto;
      background: var(--cta-button-bg, #ffffff);
      border-color: var(--cta-button-border, #ffffff);
      color: var(--cta-button-text, #258eb4);
    }
    .cta-bar .cta-button:hover,
    .cta-bar .cta-button:focus-visible {
      background: var(--cta-button-hover, #e9f6fa);
    }
    @media (max-width: 760px) {
      .cta-bar-inner {
        display: block;
      }
      .cta-bar .cta-button {
        margin-top: 18px;
      }
    }


    /* Expanded content sections for multi-page Huggett Finance build. */
    .service-section {
      background: var(--soft, #f4f8fb);
    }
    .service-grid,
    .testimonial-grid,
    .team-grid,
    .resource-link-grid {
      display: grid;
      grid-template-columns: repeat(3, minmax(0, 1fr));
      gap: 22px;
    }
    .service-card,
    .testimonial-card,
    .team-card,
    .resource-link-card,
    .lender-card {
      overflow: hidden;
      border: 1px solid var(--line, #dce6ee);
      border-radius: var(--radius, 22px);
      background: var(--white, #ffffff);
      box-shadow: var(--shadow-soft, 0 12px 30px rgba(17, 42, 68, 0.08));
    }
    .service-card,
    .testimonial-card,
    .resource-link-card {
      padding: 24px;
    }
    .service-card h3,
    .testimonial-card h3,
    .resource-link-card h3 {
      margin-bottom: 9px;
    }
    .service-card p,
    .testimonial-card p,
    .resource-link-card p {
      color: var(--muted, #617082);
    }
    .service-card p:last-child,
    .testimonial-card p:last-child,
    .resource-link-card p:last-child {
      margin-bottom: 0;
    }
    .service-cta,
    .section-cta {
      margin-top: 30px;
      text-align: center;
    }
    .testimonial-section {
      background: var(--white, #ffffff);
    }
    .testimonial-card {
      display: flex;
      flex-direction: column;
      min-height: 100%;
    }
    .testimonial-card blockquote {
      margin: 0 0 20px;
      color: var(--ink, #1d2733);
      font-size: 1.02rem;
      line-height: 1.58;
    }
    .testimonial-card footer {
      margin-top: auto;
      padding-top: 16px;
      border-top: 1px solid var(--line, #dce6ee);
    }
    .testimonial-card strong,
    .testimonial-card span {
      display: block;
    }
    .testimonial-card strong {
      color: var(--navy, #162d4d);
    }
    .testimonial-card span {
      color: var(--muted, #617082);
      font-size: 0.92rem;
    }
    .team-card img {
      width: 100%;
      aspect-ratio: 4 / 3;
      object-fit: cover;
      background: var(--blue-soft, #eaf5fb);
    }
    .team-card div {
      padding: 20px;
    }
    .team-card p {
      color: var(--muted, #617082);
    }
    .lender-section {
      background: var(--soft, #f4f8fb);
    }
    .lender-grid {
      display: grid;
      grid-template-columns: repeat(6, minmax(0, 1fr));
      gap: 16px;
    }
    .lender-card {
      display: grid;
      min-height: 116px;
      place-items: center;
      padding: 16px;
      text-align: center;
    }
    .lender-card img {
      max-height: 56px;
      width: auto;
      margin-inline: auto;
      object-fit: contain;
    }
    .lender-card span {
      margin-top: 8px;
      color: var(--muted, #617082);
      font-size: 0.84rem;
      font-weight: 800;
    }
    .resource-link-card {
      display: flex;
      flex-direction: column;
    }
    .resource-link-card span,
    .service-card span {
      display: inline-block;
      margin-bottom: 8px;
      color: var(--blue, #0a74ba);
      font-size: 0.78rem;
      font-weight: 900;
      letter-spacing: 0.07em;
      text-transform: uppercase;
    }
    .resource-link-card a {
      margin-top: auto;
      color: var(--blue, #0a74ba);
      font-weight: 900;
    }
    .resource-link-card a:hover,
    .resource-link-card a:focus-visible {
      color: var(--green-dark, #4c8e34);
    }
    @media (max-width: 980px) {
      .service-grid,
      .testimonial-grid,
      .team-grid,
      .resource-link-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
      }
      .lender-grid {
        grid-template-columns: repeat(3, minmax(0, 1fr));
      }
    }
    @media (max-width: 660px) {
      .service-grid,
      .testimonial-grid,
      .team-grid,
      .resource-link-grid,
      .lender-grid {
        grid-template-columns: 1fr;
      }
    }

/* Revision: footer, team snapshot and single testimonial layout. */
.site-footer .footer-logo {
  width: 210px;
  margin-bottom: 14px;
  padding: 0;
  border-radius: 0;
  background: transparent;
}

.site-footer .footer-contact-list {
  gap: 10px;
}

.site-footer .footer-contact-item {
  display: grid;
  grid-template-columns: 18px minmax(0, 1fr);
  align-items: start;
  gap: 10px;
  color: rgba(255, 255, 255, 0.78);
}

.site-footer .footer-contact-item svg {
  width: 18px;
  height: 18px;
  margin-top: 0.2em;
  color: var(--green, #62a744);
}

.site-footer .footer-contact-item span {
  min-width: 0;
  overflow-wrap: anywhere;
}

.site-footer .footer-fineprint {
  margin-top: 26px;
  padding-top: 14px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.site-footer .footer-fineprint,
.site-footer .footer-fineprint p,
.site-footer .footer-fineprint div {
  color: rgba(255, 255, 255, 0.48);
  font-size: 0.74rem;
  line-height: 1.5;
}

.team-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.team-card img {
  aspect-ratio: auto;
  height: clamp(260px, 24vw, 340px);
}

.testimonial-section {
  background: var(--white, #ffffff);
}

.testimonial-section[data-testimonial-width="half"] .testimonial-single-wrap {
  max-width: min(100%, 620px);
}

.testimonial-section[data-testimonial-width="full"] .testimonial-single-wrap,
.testimonial-section:not([data-testimonial-width]) .testimonial-single-wrap,
.testimonial-section[data-testimonial-width=""] .testimonial-single-wrap {
  max-width: 100%;
}

.testimonial-single-wrap {
  margin-inline: auto;
}

.testimonial-single {
  position: relative;
  overflow: hidden;
  padding: clamp(26px, 4vw, 46px);
}

.testimonial-single::before {
  content: "\201C";
  position: absolute;
  top: 12px;
  right: 24px;
  color: rgba(10, 116, 186, 0.1);
  font-family: Georgia, serif;
  font-size: clamp(5rem, 12vw, 9rem);
  line-height: 1;
  pointer-events: none;
}

.testimonial-single blockquote {
  position: relative;
  z-index: 1;
  margin: 0 0 24px;
  color: var(--ink, #1d2733);
  font-size: clamp(1.04rem, 1.35vw, 1.2rem);
  line-height: 1.72;
}

.testimonial-single blockquote p {
  margin: 0 0 1em;
}

.testimonial-single blockquote p:last-child {
  margin-bottom: 0;
}

.testimonial-single footer {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 2px;
  padding-top: 18px;
  border-top: 1px solid var(--line, #dce6ee);
}

.testimonial-single strong,
.testimonial-single span {
  display: block;
}

.testimonial-single strong {
  color: var(--navy, #162d4d);
  font-size: 1rem;
}

.testimonial-single span {
  color: var(--muted, #617082);
  font-size: 0.92rem;
}

.testimonial-cta {
  margin-top: 24px;
}

@media (max-width: 980px) {
  .team-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 660px) {
  .team-grid {
    grid-template-columns: 1fr;
  }

  .team-card img {
    height: clamp(320px, 88vw, 460px);
  }

  .testimonial-single {
    padding: 24px;
  }
}

/* Revision: About intro/social links and paired testimonial layout. */
.about-intro-section {
  background: var(--soft, #f4f8fb);
}

.about-intro-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.52fr);
  align-items: start;
  gap: 38px;
}

.about-intro-copy {
  max-width: 780px;
}

.about-intro-text {
  color: var(--muted, #617082);
}

.about-intro-text p:last-child {
  margin-bottom: 0;
}

.about-social-panel {
  padding: 24px;
  border: 1px solid var(--line, #dce6ee);
  border-radius: var(--radius, 22px);
  background: var(--white, #ffffff);
  box-shadow: var(--shadow-soft, 0 12px 30px rgba(17, 42, 68, 0.08));
}

.about-social-panel h3 {
  margin-bottom: 16px;
}

.about-social-grid {
  display: grid;
  gap: 12px;
}

.about-social-link {
  display: grid;
  grid-template-columns: 42px minmax(0, 1fr);
  gap: 12px;
  align-items: center;
  padding: 14px;
  border: 1px solid var(--line, #dce6ee);
  border-radius: var(--radius-sm, 14px);
  background: var(--white, #ffffff);
  transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease;
}

.about-social-link:hover,
.about-social-link:focus-visible {
  border-color: rgba(10, 116, 186, 0.42);
  box-shadow: var(--shadow-soft, 0 12px 30px rgba(17, 42, 68, 0.08));
  transform: translateY(-1px);
}

.about-social-link span {
  display: grid;
  width: 42px;
  height: 42px;
  place-items: center;
  border-radius: 50%;
  background: var(--green, #62a744);
  color: var(--white, #ffffff);
  font-size: 0.84rem;
  font-weight: 900;
  text-transform: uppercase;
}

.about-social-link strong,
.about-social-link em {
  display: block;
  min-width: 0;
}

.about-social-link strong {
  color: var(--navy, #162d4d);
  font-size: 0.96rem;
}

.about-social-link em {
  color: var(--muted, #617082);
  font-size: 0.84rem;
  font-style: normal;
}

/* Paired testimonial layout.
   Half-width testimonial sections use the normal site container width.
   Generated SkyPage anchor divs are ignored so they do not break left/right pairing. */
main {
  --testimonial-pair-gap: 24px;
  --testimonial-pair-container: min(calc(100% - 40px), var(--container, 1180px));
  --testimonial-pair-side: calc((100% - var(--testimonial-pair-container)) / 2);
}

main::after {
  content: "";
  display: block;
  clear: both;
}

main > .anchor {
  clear: none !important;
  height: 0;
  min-height: 0;
  line-height: 0;
  overflow: hidden;
}

main > section:not(.testimonial-section),
main > .testimonial-section[data-testimonial-width="full"],
main > .testimonial-section:not([data-testimonial-width]),
main > .testimonial-section[data-testimonial-width=""] {
  clear: both;
}

.testimonial-section {
  float: none;
  width: auto;
  clear: both;
}

main > .testimonial-section[data-testimonial-width="half"] {
  float: left;
  clear: both;
  width: calc((var(--testimonial-pair-container) - var(--testimonial-pair-gap)) / 2);
  margin-left: var(--testimonial-pair-side);
  padding-top: 44px;
  padding-bottom: 44px;
}

/* CSS fallback for pages where JavaScript is delayed or disabled.
   nth-of-type counts only section elements, so the SkyPage anchor divs do not affect the pair order. */
main > .testimonial-section[data-testimonial-width="half"]:nth-of-type(even) {
  clear: none;
  margin-left: var(--testimonial-pair-gap);
}

main > .testimonial-section[data-testimonial-width="half"]:nth-of-type(odd) {
  clear: both;
  margin-left: var(--testimonial-pair-side);
}

/* JavaScript-assigned classes override the nth-of-type fallback when other section types appear between testimonials. */
main > .testimonial-section[data-testimonial-width="half"].testimonial-pair-left {
  clear: both;
  margin-left: var(--testimonial-pair-side);
}

main > .testimonial-section[data-testimonial-width="half"].testimonial-pair-right {
  clear: none;
  margin-left: var(--testimonial-pair-gap);
}

.testimonial-section[data-testimonial-width="half"] .container {
  width: 100%;
  margin-inline: 0;
}

.testimonial-section[data-testimonial-width="half"] .section-heading,
.testimonial-section[data-testimonial-width="half"] .testimonial-single-wrap {
  max-width: 100%;
  margin-inline: auto;
}

.testimonial-section[data-testimonial-width="full"] .testimonial-single-wrap,
.testimonial-section:not([data-testimonial-width]) .testimonial-single-wrap,
.testimonial-section[data-testimonial-width=""] .testimonial-single-wrap {
  max-width: 100%;
}

.site-footer {
  clear: both;
}

.testimonial-single {
  padding: 0;
  background: var(--white, #ffffff);
}

.testimonial-single blockquote {
  margin: 0;
  padding: clamp(24px, 3vw, 38px);
  font-size: clamp(0.93rem, 1.05vw, 1.02rem);
  line-height: 1.62;
}

.testimonial-single footer {
  margin-top: 0;
  padding: 18px clamp(24px, 3vw, 38px);
  border-top: 0;
  background: var(--testimonial-footer-bg, #162d4d);
  color: var(--white, #ffffff);
}

.testimonial-single strong {
  color: var(--white, #ffffff);
  font-size: 0.94rem;
}

.testimonial-single span {
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.82rem;
}

@media (max-width: 980px) {
  .about-intro-layout {
    grid-template-columns: 1fr;
  }

  main > .testimonial-section[data-testimonial-width="half"],
  main > .testimonial-section[data-testimonial-width="half"].testimonial-pair-right {
    float: none;
    clear: both;
    width: 100%;
    margin-left: 0;
  }

  .testimonial-section[data-testimonial-width="half"] .container {
    width: min(100% - 40px, var(--container, 1180px));
    margin-inline: auto;
  }
}

@media (max-width: 660px) {
  .about-social-panel {
    padding: 20px;
  }

  .about-social-link {
    grid-template-columns: 38px minmax(0, 1fr);
  }

  .about-social-link span {
    width: 38px;
    height: 38px;
  }

  .testimonial-single blockquote,
  .testimonial-single footer {
    padding: 22px;
  }
}


/* Revision: stronger testimonial panel definition.
   These rules are intentionally placed at the end and use !important so they
   still win when the template also outputs older testimonial styles inline. */
main:has(> .testimonial-section[data-testimonial-width]) {
  background: #f7fafd !important;
}

main > .testimonial-section[data-testimonial-width="half"],
main > .testimonial-section[data-testimonial-width="full"],
main > .testimonial-section:not([data-testimonial-width]),
main > .testimonial-section[data-testimonial-width=""] {
  background: transparent !important;
}

.testimonial-section .testimonial-card.testimonial-single {
  border: 1px solid rgba(22, 45, 77, 0.14) !important;
  border-radius: var(--radius, 22px) !important;
  background: #ffffff !important;
  box-shadow: 0 18px 44px rgba(17, 42, 68, 0.12) !important;
  overflow: hidden !important;
}

.testimonial-section .testimonial-card.testimonial-single::after {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, rgba(10, 116, 186, 0.34), rgba(98, 167, 68, 0.28)) !important;
  pointer-events: none;
}

.testimonial-section .testimonial-card.testimonial-single blockquote {
  background: linear-gradient(180deg, #ffffff 0%, #fbfdff 100%) !important;
  color: var(--ink, #1d2733) !important;
}

.testimonial-section .testimonial-card.testimonial-single footer {
  background: #162d4d !important;
  color: #ffffff !important;
}

.testimonial-section .testimonial-card.testimonial-single strong {
  color: #ffffff !important;
}

.testimonial-section .testimonial-card.testimonial-single span {
  color: rgba(255, 255, 255, 0.78) !important;
}

@media (max-width: 980px) {
  main:has(> .testimonial-section[data-testimonial-width]) {
    background: #f7fafd !important;
  }
}

/* About Team Snapshot panel with Font Awesome link icons */
.team-about-panel {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(340px, 0.42fr);
  gap: 24px;
  align-items: stretch;
  margin: 34px 0 0;
}

.team-about-intro,
.team-about-links-panel {
  border: 1px solid var(--line, #dce6ee);
  border-radius: var(--radius, 22px);
  background: var(--white, #ffffff);
  box-shadow: var(--shadow-soft, 0 12px 30px rgba(17, 42, 68, 0.08));
}

.team-about-intro {
  padding: 28px;
  color: var(--muted, #617082);
  font-size: 1rem;
  line-height: 1.7;
}

.team-about-intro p:last-child {
  margin-bottom: 0;
}

.team-about-links-panel {
  padding: 24px;
  background: linear-gradient(180deg, #ffffff 0%, #fbfdff 100%);
}

.team-about-links-panel h3 {
  margin-bottom: 18px;
  color: var(--navy, #162d4d);
  font-size: 1.2rem;
  line-height: 1.25;
}

.team-about-link-grid {
  display: grid;
  gap: 14px;
}

.team-about-link {
  display: grid;
  grid-template-columns: 48px minmax(0, 1fr);
  align-items: center;
  gap: 14px;
  min-height: 86px;
  padding: 16px;
  border: 1px solid var(--line, #dce6ee);
  border-radius: var(--radius-sm, 14px);
  background: #ffffff;
  text-align: left;
  transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease;
}

.team-about-link:hover,
.team-about-link:focus-visible {
  border-color: rgba(10, 116, 186, 0.42);
  box-shadow: var(--shadow-soft, 0 12px 30px rgba(17, 42, 68, 0.08));
  transform: translateY(-1px);
}

.team-about-link .team-about-icon {
  display: grid;
  width: 48px;
  height: 48px;
  place-items: center;
  border-radius: 50%;
  color: #ffffff;
  font-size: 1.08rem;
  line-height: 1;
}

.team-about-icon-facebook {
  background: #1877f2;
}

.team-about-icon-linkedin {
  background: #0a66c2;
}

.team-about-icon-article {
  background: var(--navy, #162d4d);
}

.team-about-link-copy {
  min-width: 0;
}

.team-about-link-copy strong {
  display: block;
  margin-bottom: 4px;
  color: var(--navy, #162d4d);
  font-size: 0.96rem;
  line-height: 1.25;
}

.team-about-link-copy em {
  display: block;
  color: var(--muted, #617082);
  font-size: 0.86rem;
  font-style: normal;
  line-height: 1.45;
}

@media (max-width: 980px) {
  .team-about-panel {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 660px) {
  .team-about-panel,
  .team-about-links-panel,
  .team-about-intro {
    padding: 20px;
  }

  .team-about-link {
    grid-template-columns: 42px minmax(0, 1fr);
    padding: 14px;
  }

  .team-about-link .team-about-icon {
    width: 42px;
    height: 42px;
    font-size: 0.96rem;
  }
}

/* Revision: compact page heading / inner-page hero. */
.compact-page-heading {
  position: relative;
  clear: both;
  overflow: hidden;
  padding: clamp(52px, 7vw, 92px) 0;
  background:
    radial-gradient(circle at 12% 18%, rgba(98, 167, 68, 0.16), transparent 28%),
    radial-gradient(circle at 92% 18%, rgba(10, 116, 186, 0.16), transparent 30%),
    linear-gradient(135deg, var(--page-heading-bg, var(--navy-2, #0f223b)) 0%, var(--page-heading-bg-2, var(--navy, #162d4d)) 100%);
  color: var(--page-heading-text, #ffffff);
}

.compact-page-heading::after {
  content: "";
  position: absolute;
  inset: auto -120px -220px auto;
  width: 460px;
  height: 460px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.06);
  pointer-events: none;
}

.compact-page-heading-layout {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(360px, 0.7fr);
  align-items: center;
  gap: clamp(28px, 5vw, 64px);
}

.compact-page-heading-layout:not(:has(.compact-page-heading-media)) {
  grid-template-columns: minmax(0, 820px);
}

.compact-page-heading-copy {
  max-width: 780px;
}

.compact-page-heading .eyebrow {
  color: var(--page-heading-accent, var(--green, #62a744));
}

.compact-page-heading h1 {
  max-width: 820px;
  margin-bottom: 16px;
  color: var(--page-heading-text, #ffffff);
  font-size: clamp(2.15rem, 4vw, 3.85rem);
  line-height: 1.04;
  letter-spacing: -0.045em;
}

.compact-page-heading-subtitle {
  max-width: 700px;
  color: rgba(255, 255, 255, 0.8);
  font-size: clamp(1rem, 1.45vw, 1.18rem);
  line-height: 1.7;
}

.compact-page-heading-subtitle p:last-child {
  margin-bottom: 0;
}

.compact-page-heading-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
}

.compact-page-heading-media {
  margin: 0;
  overflow: hidden;
  border: 8px solid rgba(255, 255, 255, 0.9);
  border-radius: 28px;
  background: rgba(255, 255, 255, 0.12);
  box-shadow: 0 28px 66px rgba(0, 0, 0, 0.28);
}

.compact-page-heading-media img {
  width: 100%;
  height: clamp(250px, 27vw, 390px);
  object-fit: cover;
}

@media (max-width: 980px) {
  .compact-page-heading-layout,
  .compact-page-heading-layout:not(:has(.compact-page-heading-media)) {
    grid-template-columns: 1fr;
  }

  .compact-page-heading-copy {
    max-width: 820px;
  }

  .compact-page-heading-media img {
    height: clamp(240px, 46vw, 380px);
  }
}

@media (max-width: 660px) {
  .compact-page-heading {
    padding: 44px 0 52px;
  }

  .compact-page-heading h1 {
    font-size: clamp(2rem, 11vw, 2.75rem);
  }

  .compact-page-heading-media {
    border-width: 6px;
    border-radius: 22px;
  }

  .compact-page-heading-media img {
    height: auto;
    aspect-ratio: 16 / 10;
  }
}

.submitstyle {
        background: var(--green) !important;
    cursor: pointer !important;
    margin-top: 3px !important;
    box-shadow: none !important;
    font-weight: 100 !important;
    color: white !important;
    border: none !important;
}